Welcome

Welcome to United Community Bank. United Community Bank is dedicated to providing customers with the friendliest, easiest and most convenient banking experience possible. Because we're locally owned, we're able to make faster decisions and provide customers with a quicker turnaround. United Community Bank is a community state bank which was chartered in 1907 and is owned by Oakwood Bancorp Inc. Our two branches located in Oakwood and Danville provide the strength and reliability individuals and businesses find essential in a banking partner. We also offer Telephone Banking, Certificate of Deposits, IRA, Christmas Clubs, Safety Deposit Boxes, and Savings Bonds.

The standard FDIC insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000.00 per depositor for all account categories except IRA’s and other certain retirement accounts, which will remain at $250,000.00 per depositor. Please check with a bank representative or click below to calculate your deposit insurance.

United Community Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31,2009, all non-interest -bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Click here to go to the FDIC website to calculate your deposit insurance.